The amount you need for a down payment can change. It depends on the type of loan you get and the price of the house. Some loans let you put down as little as 3% of the home's price. So, if a house costs $200,000, you might only need $6,000. But, putting more down can help you lower your monthly payments.

Getting pre-approved is like getting a head start! First, you'll talk to a lender (like a bank). They'll look at your money stuff: your income, your debts, and your credit score. Then, they'll tell you how much money they'll lend you. This helps you know how much house you can afford.

Choosing a neighborhood is a big deal! Think about what's important to you. Do you want good schools? Parks? Stores nearby? Drive around different areas. Talk to people who live there. Your realtor can also help you find a neighborhood that fits your needs.

Closing is when you officially buy the house! You'll sign lots of papers. You'll give the seller the money, and they'll give you the keys. It's like the finish line of buying a home.

Making an offer is like telling the seller, "I want to buy your house!" You'll write down how much you're willing to pay and any conditions (like needing repairs). Your realtor will help you write a good offer.

We look at what other similar homes in your area have sold for. We also look at your home's features and condition. This helps us find a price that's fair and will attract buyers.

Selling a home costs money, too. You might have to pay for things like realtor fees, closing costs, and repairs. Sometimes, you'll also pay some of the buyer's closing costs.

How long it takes to sell a home can change. It depends on the market, the price, and the condition of your home. A good realtor will work hard to sell your home as quickly as possible.

If you get a low offer, you don't have to accept it! You can counter-offer, which means you suggest a different price. Your realtor will help you decide the best way to respond.

It's a good idea to fix any big problems before listing your home. This can help you sell your home faster and for a better price. Small fixes can also make your home look more appealing to buyers.

The process can take anywhere from just 14 days to a few months. It depends on how quickly you find the right home and how fast we can complete the paperwork. I’ll help speed things along!

Yes, there are programs that help first-time homebuyers. These can include things like down payment assistance or lower interest rates. I’ll help you find out which ones you can use.

Yes, you can still get a mortgage with bad credit! There are different types of loans, like FHA loans, that might work for you. I can help you find the best option for your situation.

Of course! Feel free to call me anytime at (725) 302-3004 with your questions. I’m here to help and make sure you understand everything along the way.